IDFC FIRST Bank - Interest Rates (%)

This page provides the current interest rates (%) of IDFC FIRST Bank's Fixed Deposit (FD) scheme.

 

Table of Contents

 

Fixed Deposit (FD)

This page provides the current interest rates (%) for both General public and Senior citizens.

 

General Public

The below table provides the current interest rates (%) for general public (aged less than 60 years).

TermAnnual Interest Rate (%)
7 days to 14 days2.5%
15 days to 29 days2.5%
30 days to 45 days2.75%
46 days to 90 days2.75%
91 days to 180 days3.25%
181 days to less than 1 year4.75%
1 year to 2 years5.25%
Above 2 years to 3 years5.75%
Above 3 years to 5 years6%
Above 5 years to 10 years6%

Note:

  • The above interest rates are applicable for deposit amount less than Rs. 2 Crore

  • The above interest rates are effective from 23-Nov-2021

 

Senior Citizens

The below table provides the current interest rates (%) for senior citizens (aged 60 years and above).

TermAnnual Interest Rate (%)
7 days to 14 days3%
15 days to 29 days3%
30 days to 45 days3.25%
46 days to 90 days3.25%
91 days to 180 days3.75%
181 days to less than 1 year5.25%
1 year to 2 years5.75%
Above 2 years to 3 years6.25%
Above 3 years to 5 years6.5%
Above 5 years to 10 years6.5%

Note:

  • The above interest rates are applicable for deposit amount less than Rs. 2 Crore

  • The above interest rates are effective from 23-Nov-2021