IDBI Bank - Interest Rates (%)

This page provides the current interest rates (%) of IDBI Bank's Fixed Deposit (FD) scheme.

 

Table of Contents

 

Fixed Deposit (FD)

This page provides the current interest rates (%) for both General public and Senior citizens.

 

General Public

The below table provides the current interest rates (%) for general public (aged less than 60 years).

TermAnnual Interest Rate (%)
7 days to 14 days2.7%
15 days to 30 days2.7%
31 days to 45 days2.8%
46 days to 60 days3%
61 days to 90 days3%
91 days to 6 months3.5%
Above 6 months to 270 days4.3%
271 days to less than 1 year4.3%
1 year5.05%
Above 1 year to 2 years5.15%
Above 2 years to less than 3 years5.2%
3 years to less than 5 years5.4%
5 years5.25%
Above 5 years to 7 years5.25%
Above 7 years to 10 years5.25%
Above 10 years to 20 years4.8%

Note:

  • The above interest rates are applicable for deposit amount less than Rs. 2 Crore

  • The above interest rates are effective from 16-Aug-2021

 

Senior Citizens

The below table provides the current interest rates (%) for senior citizens (aged 60 years and above).

TermAnnual Interest Rate (%)
7 days to 14 days3.2%
15 days to 30 days3.2%
31 days to 45 days3.3%
46 days to 60 days3.5%
61 days to 90 days3.5%
91 days to 6 months4%
Above 6 months to 270 days4.8%
271 days to less than 1 year4.8%
1 year5.55%
Above 1 year to 2 years5.65%
Above 2 years to less than 3 years5.7%
3 years to less than 5 years5.9%
5 years5.75%
Above 5 years to 7 years5.75%
Above 7 years to 10 years5.75%
Above 10 years to 20 years5.3%

Note:

  • The above interest rates are applicable for deposit amount less than Rs. 2 Crore

  • The above interest rates are effective from 16-Aug-2021