This page provides the interest rates (%) of all the Post Office Savings Schemes. It contains both current and historic interest rates.
Current Interest Rates
The current interest rates (%) of various Post Office Savings Schemes are given below.
Annual Interest Rate (%)
|Savings Bank (SB) Account||4.00%||Simple Interest|
|Time Deposit (TD) - 1 Year||5.50%||Quarterly|
|Time Deposit (TD) - 2 Years||5.50%||Quarterly|
|Time Deposit (TD) - 3 Years||5.50%||Quarterly|
|Time Deposit (TD) - 5 Years||6.70%||Quarterly|
|Recurring Deposit (RD)||5.80%||Quarterly|
|Monthly Income Scheme (MIS)||6.60%||Simple interest paid monthly|
|National Savings Certificate (NSC)||6.80%||Yearly|
|Senior Citizens Savings Scheme (SCSS)||7.40%||Simple interest paid quarterly|
|Kisan Vikas Patra (KVP)||6.90%||Yearly|
|Public Provident Fund (PPF)||7.10%||Yearly|
|Sukanya Samriddhi Account (SSA)||7.60%||Yearly|
The above interest rates are for the quarter from 01-Jul-2021 to 30-Sep-2021
Since 01-Apr-2016, the interest rates of various Post Office savings schemes have been announced on a quarterly basis
Historic Interest Rates
This section provides the interest rates history of all the Post Office Savings Schemes from the financial year 2011-12.
Since this section is very big, a separate page has been created to maintain the history of the interest rates. You can access the page using the below link.