Post Office - Interest Rates (%)

This page provides the interest rates (%) of all the Post Office Savings Schemes. It contains both current and historic interest rates.


Table of Contents


Current Interest Rates

The current interest rates (%) of various Post Office Savings Schemes are given below.

Quarter 2 : Jul 2022 to Sep 2022

Scheme Name

Annual Interest Rate (%)

Compounding Frequency

Savings Bank (SB) Account4.00%Simple Interest
Time Deposit (TD) - 1 Year5.50%Quarterly
Time Deposit (TD) - 2 Years5.50%Quarterly
Time Deposit (TD) - 3 Years5.50%Quarterly
Time Deposit (TD) - 5 Years6.70%Quarterly
Recurring Deposit (RD)5.80%Quarterly
Monthly Income Scheme (MIS)6.60%Simple interest paid monthly
National Savings Certificate (NSC)6.80%Yearly
Senior Citizens Savings Scheme (SCSS)7.40%Simple interest paid quarterly
Kisan Vikas Patra (KVP)6.90%Yearly
Public Provident Fund (PPF)7.10%Yearly
Sukanya Samriddhi Account (SSA)7.60%Yearly



  1. The above interest rates are for the quarter from 01-Jul-2022 to 30-Sep-2022

  2. Since 01-Apr-2016, the interest rates of various Post Office savings schemes have been announced on a quarterly basis


Historic Interest Rates

This section provides the interest rates history of all the Post Office Savings Schemes from the financial year 2011-12.

Since this section is very big, a separate page has been created to maintain the history of the interest rates. You can access the page using the below link.

Post Office - Interest Rates History