Post Office - Interest Rates History (%)

This page provides the interest rates history of all the Post Office Savings Schemes. It contains the interest rates from the financial year 2011-12.

If you want to know the current interest rates of the Post Office schemes, then you can find them on the Current Rates page.

 

Table of Contents

 

FY 2021-22

Quarter 3: Oct 2021 to Dec 2021

Oct 2021 to Dec 2021
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year5.50%
Time Deposit (TD) - 2 Years5.50%
Time Deposit (TD) - 3 Years5.50%
Time Deposit (TD) - 5 Years6.70%
Recurring Deposit (RD)5.80%
Monthly Income Scheme (MIS)6.60%
National Savings Certificate (NSC)6.80%
Senior Citizens Savings Scheme (SCSS)7.40%
Kisan Vikas Patra (KVP)6.90%
Public Provident Fund (PPF)7.10%
Sukanya Samriddhi Account (SSA)7.60%

 

Quarter 2: Jul 2021 to Sep 2021

Jul 2021 to Sep 2021
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year5.50%
Time Deposit (TD) - 2 Years5.50%
Time Deposit (TD) - 3 Years5.50%
Time Deposit (TD) - 5 Years6.70%
Recurring Deposit (RD)5.80%
Monthly Income Scheme (MIS)6.60%
National Savings Certificate (NSC)6.80%
Senior Citizens Savings Scheme (SCSS)7.40%
Kisan Vikas Patra (KVP)6.90%
Public Provident Fund (PPF)7.10%
Sukanya Samriddhi Account (SSA)7.60%

 

Quarter 1: Apr 2021 to Jun 2021

Apr 2021 to Jun 2021
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year5.50%
Time Deposit (TD) - 2 Years5.50%
Time Deposit (TD) - 3 Years5.50%
Time Deposit (TD) - 5 Years6.70%
Recurring Deposit (RD)5.80%
Monthly Income Scheme (MIS)6.60%
National Savings Certificate (NSC)6.80%
Senior Citizens Savings Scheme (SCSS)7.40%
Kisan Vikas Patra (KVP)6.90%
Public Provident Fund (PPF)7.10%
Sukanya Samriddhi Account (SSA)7.60%

 

FY 2020-21

Quarter 4 : Jan 2021 to Mar 2021

Jan 2021 to Mar 2021
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year5.50%
Time Deposit (TD) - 2 Years5.50%
Time Deposit (TD) - 3 Years5.50%
Time Deposit (TD) - 5 Years6.70%
Recurring Deposit (RD)5.80%
Monthly Income Scheme (MIS)6.60%
National Savings Certificate (NSC)6.80%
Senior Citizens Savings Scheme (SCSS)7.40%
Kisan Vikas Patra (KVP)6.90%
Public Provident Fund (PPF)7.10%
Sukanya Samriddhi Account (SSA)7.60%

 

Quarter 3 : Oct 2020 to Dec 2020

Oct 2020 to Dec 2020
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year5.50%
Time Deposit (TD) - 2 Years5.50%
Time Deposit (TD) - 3 Years5.50%
Time Deposit (TD) - 5 Years6.70%
Recurring Deposit (RD)5.80%
Monthly Income Scheme (MIS)6.60%
National Savings Certificate (NSC)6.80%
Senior Citizens Savings Scheme (SCSS)7.40%
Kisan Vikas Patra (KVP)6.90%
Public Provident Fund (PPF)7.10%
Sukanya Samriddhi Account (SSA)7.60%

 

Quarter 2 : Jul 2020 to Sep 2020

Jul 2020 to Sep 2020
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year5.50%
Time Deposit (TD) - 2 Years5.50%
Time Deposit (TD) - 3 Years5.50%
Time Deposit (TD) - 5 Years6.70%
Recurring Deposit (RD)5.80%
Monthly Income Scheme (MIS)6.60%
National Savings Certificate (NSC)6.80%
Senior Citizens Savings Scheme (SCSS)7.40%
Kisan Vikas Patra (KVP)6.90%
Public Provident Fund (PPF)7.10%
Sukanya Samriddhi Account (SSA)7.60%

 

Quarter 1 : Apr 2020 to Jun 2020

Apr 2020 to Jun 2020
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year5.50%
Time Deposit (TD) - 2 Years5.50%
Time Deposit (TD) - 3 Years5.50%
Time Deposit (TD) - 5 Years6.70%
Recurring Deposit (RD)5.80%
Monthly Income Scheme (MIS)6.60%
National Savings Certificate (NSC)6.80%
Senior Citizens Savings Scheme (SCSS)7.40%
Kisan Vikas Patra (KVP)6.90%
Public Provident Fund (PPF)7.10%
Sukanya Samriddhi Account (SSA)7.60%

 

FY 2019-20

Quarter 4 - Jan 2020 to Mar 2020

Jan 2020 to Mar 2020
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year6.90%
Time Deposit (TD) - 2 Years6.90%
Time Deposit (TD) - 3 Years6.90%
Time Deposit (TD) - 5 Years7.70%
Recurring Deposit (RD)7.20%
Monthly Income Scheme (MIS)7.60%
National Savings Certificate (NSC)7.90%
Senior Citizens Savings Scheme (SCSS)8.60%
Kisan Vikas Patra (KVP)7.60%
Public Provident Fund (PPF)7.90%
Sukanya Samriddhi Account (SSA)8.40%

 

Quarter 3 - Oct 2019 to Dec 2019

Oct 2019 to Dec 2019
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year6.90%
Time Deposit (TD) - 2 Years6.90%
Time Deposit (TD) - 3 Years6.90%
Time Deposit (TD) - 5 Years7.70%
Recurring Deposit (RD)7.20%
Monthly Income Scheme (MIS)7.60%
National Savings Certificate (NSC)7.90%
Senior Citizens Savings Scheme (SCSS)8.60%
Kisan Vikas Patra (KVP)7.60%
Public Provident Fund (PPF)7.90%
Sukanya Samriddhi Account (SSA)8.40%

 

Quarter 2 - Jul 2019 to Sep 2019

Jul 2019 to Sep 2019
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year6.90%
Time Deposit (TD) - 2 Years6.90%
Time Deposit (TD) - 3 Years6.90%
Time Deposit (TD) - 5 Years7.70%
Recurring Deposit (RD)7.20%
Monthly Income Scheme (MIS)7.60%
National Savings Certificate (NSC)7.90%
Senior Citizens Savings Scheme (SCSS)8.60%
Kisan Vikas Patra (KVP)7.60%
Public Provident Fund (PPF)7.90%
Sukanya Samriddhi Account (SSA)8.40%

 

Quarter 1 - Apr 2019 to Jun 2019

Apr 2019 to Jun 2019
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year7.00%
Time Deposit (TD) - 2 Years7.00%
Time Deposit (TD) - 3 Years7.00%
Time Deposit (TD) - 5 Years7.80%
Recurring Deposit (RD)7.30%
Monthly Income Scheme (MIS)7.70%
National Savings Certificate (NSC)8.00%
Senior Citizens Savings Scheme (SCSS)8.70%
Kisan Vikas Patra (KVP)7.70%
Public Provident Fund (PPF)8.00%
Sukanya Samriddhi Account (SSA)8.50%

 

FY 2018-19 

Quarter 4 - Jan 2019 to Mar 2019

Jan 2019 to Mar 2019
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year7.00%
Time Deposit (TD) - 2 Years7.00%
Time Deposit (TD) - 3 Years7.00%
Time Deposit (TD) - 5 Years7.80%
Recurring Deposit (RD)7.30%
Monthly Income Scheme (MIS)7.70%
National Savings Certificate (NSC)8.00%
Senior Citizens Savings Scheme (SCSS)8.70%
Kisan Vikas Patra (KVP)7.70%
Public Provident Fund (PPF)8.00%
Sukanya Samriddhi Account (SSA)8.50%

 

Quarter 3 - Oct 2018 to Dec 2018

Oct 2018 to Dec 2018
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year6.90%
Time Deposit (TD) - 2 Years7.00%
Time Deposit (TD) - 3 Years7.20%
Time Deposit (TD) - 5 Years7.80%
Recurring Deposit (RD)7.30%
Monthly Income Scheme (MIS)7.70%
National Savings Certificate (NSC)8.00%
Senior Citizens Savings Scheme (SCSS)8.70%
Kisan Vikas Patra (KVP)7.70%
Public Provident Fund (PPF)8.00%
Sukanya Samriddhi Account (SSA)8.50%

 

Quarter 2 - Jul 2018 to Sep 2018

Jul 2018 to Sep 2018
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year6.60%
Time Deposit (TD) - 2 Years6.70%
Time Deposit (TD) - 3 Years6.90%
Time Deposit (TD) - 5 Years7.40%
Recurring Deposit (RD)6.90%
Monthly Income Scheme (MIS)7.30%
National Savings Certificate (NSC)7.60%
Senior Citizens Savings Scheme (SCSS)8.30%
Kisan Vikas Patra (KVP)7.30%
Public Provident Fund (PPF)7.60%
Sukanya Samriddhi Account (SSA)8.10%

 

Quarter 1 - Apr 2018 to Jun 2018

Apr 2018 to Jun 2018
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year6.60%
Time Deposit (TD) - 2 Years6.70%
Time Deposit (TD) - 3 Years6.90%
Time Deposit (TD) - 5 Years7.40%
Recurring Deposit (RD)6.90%
Monthly Income Scheme (MIS)7.30%
National Savings Certificate (NSC)7.60%
Senior Citizens Savings Scheme (SCSS)8.30%
Kisan Vikas Patra (KVP)7.30%
Public Provident Fund (PPF)7.60%
Sukanya Samriddhi Account (SSA)8.10%

 

FY 2017-18

Quarter 4 - Jan 2018 to Mar 2018

Jan 2018 to Mar 2018
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year6.60%
Time Deposit (TD) - 2 Years6.70%
Time Deposit (TD) - 3 Years6.90%
Time Deposit (TD) - 5 Years7.40%
Recurring Deposit (RD)6.90%
Monthly Income Scheme (MIS)7.30%
National Savings Certificate (NSC)7.60%
Senior Citizens Savings Scheme (SCSS)8.30%
Kisan Vikas Patra (KVP)7.30%
Public Provident Fund (PPF)7.60%
Sukanya Samriddhi Account (SSA)8.10%

 

Quarter 3 - Oct 2017 to Dec 2017

Oct 2017 to Dec 2017
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year6.80%
Time Deposit (TD) - 2 Years6.90%
Time Deposit (TD) - 3 Years7.10%
Time Deposit (TD) - 5 Years7.60%
Recurring Deposit (RD)7.10%
Monthly Income Scheme (MIS)7.50%
National Savings Certificate (NSC)7.80%
Senior Citizens Savings Scheme (SCSS)8.30%
Kisan Vikas Patra (KVP)7.50%
Public Provident Fund (PPF)7.80%
Sukanya Samriddhi Account (SSA)8.30%

 

Quarter 2 - Jul 2017 to Sep 2017

Jul 2017 to Sep 2017
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year6.80%
Time Deposit (TD) - 2 Years6.90%
Time Deposit (TD) - 3 Years7.10%
Time Deposit (TD) - 5 Years7.60%
Recurring Deposit (RD)7.10%
Monthly Income Scheme (MIS)7.50%
National Savings Certificate (NSC)7.80%
Senior Citizens Savings Scheme (SCSS)8.30%
Kisan Vikas Patra (KVP)7.50%
Public Provident Fund (PPF)7.80%
Sukanya Samriddhi Account (SSA)8.30%

 

Quarter 1 - Apr 2017 to Jun 2017

Apr 2017 to Jun 2017
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year6.90%
Time Deposit (TD) - 2 Years7.00%
Time Deposit (TD) - 3 Years7.20%
Time Deposit (TD) - 5 Years7.70%
Recurring Deposit (RD)7.20%
Monthly Income Scheme (MIS)7.60%
National Savings Certificate (NSC)7.90%
Senior Citizens Savings Scheme (SCSS)8.40%
Kisan Vikas Patra (KVP)7.60%
Public Provident Fund (PPF)7.90%
Sukanya Samriddhi Account (SSA)8.40%

 

FY 2016-17

Quarter 4 - Jan 2017 to Mar 2017

Jan 2017 to Mar 2017
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year7.00%
Time Deposit (TD) - 2 Years7.10%
Time Deposit (TD) - 3 Years7.30%
Time Deposit (TD) - 5 Years7.80%
Recurring Deposit (RD)7.30%
Monthly Income Scheme (MIS)7.70%
National Savings Certificate (NSC)8.00%
Senior Citizens Savings Scheme (SCSS)8.50%
Kisan Vikas Patra (KVP)7.70%
Public Provident Fund (PPF)8.00%
Sukanya Samriddhi Account (SSA)8.50%

 

Quarter 3 - Oct 2016 to Dec 2016

Oct 2016 to Dec 2016
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year7.00%
Time Deposit (TD) - 2 Years7.10%
Time Deposit (TD) - 3 Years7.30%
Time Deposit (TD) - 5 Years7.80%
Recurring Deposit (RD)7.30%
Monthly Income Scheme (MIS)7.70%
National Savings Certificate (NSC)8.00%
Senior Citizens Savings Scheme (SCSS)8.50%
Kisan Vikas Patra (KVP)7.70%
Public Provident Fund (PPF)8.00%
Sukanya Samriddhi Account (SSA)8.50%

 

Quarter 2 - Jul 2016 to Sep 2016

Jul 2016 to Sep 2016
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year7.10%
Time Deposit (TD) - 2 Years7.20%
Time Deposit (TD) - 3 Years7.40%
Time Deposit (TD) - 5 Years7.90%
Recurring Deposit (RD)7.40%
Monthly Income Scheme (MIS)7.80%
National Savings Certificate (NSC)8.10%
Senior Citizens Savings Scheme (SCSS)8.60%
Kisan Vikas Patra (KVP)7.80%
Public Provident Fund (PPF)8.10%
Sukanya Samriddhi Account (SSA)8.60%

 

Quarter 1 - Apr 2016 to Jun 2016

Apr 2016 to Jun 2016
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year7.10%
Time Deposit (TD) - 2 Years7.20%
Time Deposit (TD) - 3 Years7.40%
Time Deposit (TD) - 5 Years7.90%
Recurring Deposit (RD)7.40%
Monthly Income Scheme (MIS)7.80%
National Savings Certificate (NSC)8.10%
Senior Citizens Savings Scheme (SCSS)8.60%
Kisan Vikas Patra (KVP)7.80%
Public Provident Fund (PPF)8.10%
Sukanya Samriddhi Account (SSA)8.60%

 

FY 2015-16

Apr 2015 to Mar 2016
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year8.40%
Time Deposit (TD) - 2 Years8.40%
Time Deposit (TD) - 3 Years8.40%
Time Deposit (TD) - 5 Years8.50%
Recurring Deposit (RD)8.40%
Monthly Income Scheme (MIS)8.40%
National Savings Certificate (NSC)8.50%
Senior Citizens Savings Scheme (SCSS)9.30%
Kisan Vikas Patra (KVP)8.70%
Public Provident Fund (PPF)8.70%
Sukanya Samriddhi Account (SSA)9.20%

 

FY 2014-15

Apr 2014 to Mar 2015
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year8.40%
Time Deposit (TD) - 2 Years8.40%
Time Deposit (TD) - 3 Years8.40%
Time Deposit (TD) - 5 Years8.50%
Recurring Deposit (RD)8.40%
Monthly Income Scheme (MIS)8.40%
National Savings Certificate (NSC)8.50%
Senior Citizens Savings Scheme (SCSS)9.20%
Kisan Vikas Patra (KVP)8.70%
Public Provident Fund (PPF)8.70%
Sukanya Samriddhi Account (SSA)9.10%

 

FY 2013-14

Apr 2013 to Mar 2014
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year8.20%
Time Deposit (TD) - 2 Years8.20%
Time Deposit (TD) - 3 Years8.30%
Time Deposit (TD) - 5 Years8.40%
Recurring Deposit (RD)8.30%
Monthly Income Scheme (MIS)8.40%
National Savings Certificate (NSC)8.50%
Senior Citizens Savings Scheme (SCSS)9.20%
Public Provident Fund (PPF)8.70%

 

FY 2012-13

Apr 2012 to Mar 2013
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year8.20%
Time Deposit (TD) - 2 Years8.30%
Time Deposit (TD) - 3 Years8.40%
Time Deposit (TD) - 5 Years8.50%
Recurring Deposit (RD)8.40%
Monthly Income Scheme (MIS)8.50%
National Savings Certificate (NSC)8.60%
Senior Citizens Savings Scheme (SCSS)9.30%
Public Provident Fund (PPF)8.80%

 

FY 2011-12

Dec 2011 to Mar 2012

Dec 2011 to Mar 2012
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year7.70%
Time Deposit (TD) - 2 Years7.80%
Time Deposit (TD) - 3 Years8.00%
Time Deposit (TD) - 5 Years8.30%
Recurring Deposit (RD)8.00%
Monthly Income Scheme (MIS)8.20%
National Savings Certificate (NSC)8.40%
Senior Citizens Savings Scheme (SCSS)9.00%
Public Provident Fund (PPF)8.60%

 

Apr 2011 to Nov 2011

Apr 2011 to Nov 2011
Scheme NameAnnual Interest Rate (%)
Savings Bank (SB) Account4.00%
Time Deposit (TD) - 1 Year6.25%
Time Deposit (TD) - 2 Years6.50%
Time Deposit (TD) - 3 Years7.25%
Time Deposit (TD) - 5 Years7.50%
Recurring Deposit (RD)7.50%
Monthly Income Scheme (MIS)8.00%
National Savings Certificate (NSC)8.00%
Senior Citizens Savings Scheme (SCSS)9.00%
Public Provident Fund (PPF)8.00%