Indian Bank - Interest Rates (%)

This page provides the current interest rates (%) of Indian Bank's Fixed Deposit (FD) scheme.

 

Table of Contents

 

Fixed Deposit (FD)

This page provides the current interest rates (%) for both General public and Senior citizens.

 

General Public

The below table provides the current interest rates (%) for general public (aged less than 60 years).

TermAnnual Interest Rate (%)
7 days to 14 days2.8%
15 days to 29 days2.8%
30 days to 45 days2.8%
46 days to 90 days3.25%
91 days to 120 days3.35%
121 days to 180 days3.5%
181 days to less than 9 months4%
9 months to less than 1 year4.4%
1 year4.95%
Above 1 year to less than 2 years5%
2 years to less than 3 years5.1%
3 years to less than 5 years5.2%
5 year5.25%
Above 5 years5.15%

Note:

  • The above interest rates are applicable for deposit amount less than Rs. 2 Crore

  • The above interest rates are effective from 05-Nov-2021

 

Senior Citizens

The below table provides the current interest rates (%) for senior citizens (aged 60 years and above).

TermAnnual Interest Rate (%)
7 days to 14 days3.3%
15 days to 29 days3.3%
30 days to 45 days3.3%
46 days to 90 days3.75%
91 days to 120 days3.85%
121 days to 180 days4%
181 days to less than 9 months4.5%
9 months to less than 1 year4.9%
1 year5.45%
Above 1 year to less than 2 years5.5%
2 years to less than 3 years5.6%
3 years to less than 5 years5.7%
5 year5.75%
Above 5 years5.65%

Note:

  • The above interest rates are applicable for deposit amount less than Rs. 2 Crore

  • The above interest rates are effective from 05-Nov-2021