Punjab National Bank - Interest Rates (%)

This page provides the current interest rates (%) of Punjab National Bank's Fixed Deposit (FD) scheme.

 

Table of Contents

 

Fixed Deposit (FD)

This page provides the current interest rates (%) for both General public and Senior citizens.

 

General Public

The below table provides the current interest rates (%) for general public (aged less than 60 years).

TermAnnual Interest Rate (%)
7 days to 14 days2.9%
15 days to 29 days2.9%
30 days to 45 days2.9%
46 days to 90 days3.25%
91 days to 179 days3.8%
180 days to 270 days4.4%
271 days to less than 1 year4.4%
1 year5%
Above 1 year to 2 years5%
Above 2 years to 3 years5.1%
Above 3 years to 5 years5.25%
Above 5 years to 10 years5.25%

Note:

  • The above interest rates are applicable for deposit amount less than Rs. 2 Crore

  • The above interest rates are effective from 01-Aug-2021

 

Senior Citizens

The below table provides the current interest rates (%) for senior citizens (aged 60 years and above).

TermAnnual Interest Rate (%)
7 days to 14 days3.4%
15 days to 29 days3.4%
30 days to 45 days3.4%
46 days to 90 days3.75%
91 days to 179 days4.3%
180 days to 270 days4.9%
271 days to less than 1 year4.9%
1 year5.5%
Above 1 year to 2 years5.5%
Above 2 years to 3 years5.6%
Above 3 years to 5 years5.75%
Above 5 years to 10 years5.75%

Note:

  • The above interest rates are applicable for deposit amount less than Rs. 2 Crore

  • The above interest rates are effective from 01-Aug-2021