Jammu & Kashmir Bank - Interest Rates (%)

This page provides the current interest rates (%) of Jammu & Kashmir Bank's Fixed Deposit (FD) scheme.

 

Table of Contents

 

Fixed Deposit (FD)

This page provides the current interest rates (%) for both General public and Senior citizens.

 

General Public

The below table provides the current interest rates (%) for general public (aged less than 60 years).

TermAnnual Interest Rate (%)
7 days to 30 days3%
31 days to 45 days3.1%
46 days to 90 days3.25%
91 days to 180 days4%
181 days to 270 days4.4%
271 days to less than 1 year4.5%
1 year to less than 2 years5.1%
2 years to less than 3 years5.2%
3 years to less than 5 years5.3%
5 years to less than 10 years5.3%

Note:

  • The above interest rates are applicable for deposit amount less than Rs. 2 Crore

  • The above interest rates are effective from 11-Oct-2020

 

Senior Citizens

The below table provides the current interest rates (%) for senior citizens (aged 60 years and above).

TermAnnual Interest Rate (%)
7 days to 30 days3.5%
31 days to 45 days3.6%
46 days to 90 days3.75%
91 days to 180 days4.5%
181 days to 270 days4.9%
271 days to less than 1 year5%
1 year to less than 2 years5.6%
2 years to less than 3 years5.7%
3 years to less than 5 years5.8%
5 years to less than 10 years5.8%

Note:

  • The above interest rates are applicable for deposit amount less than Rs. 2 Crore

  • The above interest rates are effective from 11-Oct-2020